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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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Connie Webb Century 21 Bell Real Estate 2103 Warren Avenue Cheyenne, WY. 82001 Toll Free: 800-221-5064 Phone: 307-635-0336 Fax: 307-632-6125 Email: Connie@Move2Cheyenne.com
Connie Webb takes a positive approach to life and you can see it in everything she does. From spending time with her family to helping her clients reach their dreams, Connie always has a smile on her face and a winning attitude in her heart.
Connie brings that same positive approach to her career as a leading real estate professional in Laramie County. Her clients can count on her to be there when they need her, to listen closely to their needs and to provide strong guidance and support during the entire real estate process. Connie loves what she does and it shows. Her positive approach to life helps her to make a positive difference in the lives of her clients.
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